Terms & Conditions

1. Acceptance of Terms

By accessing and using WhatTheCalculator (the "Website"), you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please discontinue use of the site immediately.

2. Use of the Website

You may use the Website for lawful and personal purposes only. When using our calculators and services, you agree to:

• Use the Website only for legal purposes and in accordance with these Terms
• Not use the Website to upload, distribute, or transmit any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable content
• Not attempt to gain unauthorized access to any portion of the Website or any systems or networks connected to the Website
• Not interfere with or disrupt the Website or servers or networks connected to the Website
• Not use any automated system (including robots, spiders, or scrapers) to access the Website without our express written permission

Users under the age of 18 should have parental supervision while using this website, particularly when using calculators that involve personal or financial information.

3. Calculator Usage & Disclaimer

4. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, images, calculator tools, software code, design elements, and compilation of content (collectively, "Content"), is the property of WhatTheCalculator or its content suppliers and is protected by international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any Content from the Website without our prior written permission, except as follows:

• You may use calculators for personal, non-commercial use
• You may print or download portions of the Content for your own personal, non-commercial use
• You may share links to our calculators on social media or other platforms

5. User Content & Submissions

If you submit any content to the Website (such as comments, feedback, suggestions, calculator results you choose to share, or messages sent through contact forms), you grant us a non-exclusive, worldwide, perpetual, irrevocable, royalty-free, sublicensable, and transferable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display that content in connection with operating and improving the Website.

You represent and warrant that:

• You own or control all rights to the content you submit
• The content is accurate and not misleading
• The content does not violate these Terms or any applicable laws
• The content will not cause injury to any person or entity

6. Cookies, Analytics & Advertising

We use cookies, analytics tools (such as Google Analytics), and advertising services (such as Google AdSense) to understand how users interact with the Website and to display relevant advertisements.

By using the Website, you agree that we may:

• Collect anonymized usage data for analytics purposes
• Use cookies to enhance your browsing experience
• Display personalized advertisements based on your consent
• Share data with third-party service providers (Google Analytics, Google AdSense, Cookiebot) as described in our Privacy Policy

Non-essential cookies are only activated with your consent via our Cookiebot consent banner. You can manage your cookie preferences at any time through the cookie banner or your browser settings. For more details, please review our Privacy Policy.

7. Third-Party Links & Services

The Website may contain links to third-party websites or services that are not owned or controlled by WhatTheCalculator. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit. Your use of third-party websites is at your own risk.

8. Disclaimers

THE WEBSITE AND ALL CONTENT, CALCULATORS, AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

To the fullest extent permitted by law, WhatTheCalculator disclaims all warranties, express or implied, including but not limited to:

• Warranties of merchantability, fitness for a particular purpose, and non-infringement
• Warranties regarding the accuracy, reliability, completeness, or timeliness of any calculator results or content
• Warranties that the Website will be uninterrupted, secure, or error-free
• Warranties regarding the results that may be obtained from using the Website or the accuracy of any information obtained through the Website

We provide no guarantees about the accuracy, completeness, or suitability of calculator results for any particular purpose. You use the Website and its calculators entirely at your own risk.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL WHATTHECALCULATOR, ITS AFFILIATES, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, revenue, data, or use
• Loss of or damage to property
• Personal injury or emotional distress
• Business interruption
• Any other commercial damages or losses

This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, and even if we have been advised of the possibility of such damage.

Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitations may not apply to you. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

10. Indemnification

You agree to indemnify, defend, and hold harmless WhatTheCalculator, its affiliates, officers, directors, employees, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your violation of these Terms & Conditions
• Your use or misuse of the Website or calculators
• Your violation of any rights of another person or entity
• Your violation of any applicable laws or regulations
• Any content you submit or transmit through the Website

11. Privacy & Data Protection Compliance

We are committed to protecting your privacy and comply with applicable data protection laws, including:

• General Data Protection Regulation (GDPR) for users in the European Union
• California Consumer Privacy Act (CCPA) for users in California
• Other applicable privacy laws and regulations

Personal data collected through analytics, cookies, or contact forms is used only for legitimate purposes and only with your consent where required by law.

For detailed information about how we collect, use, and protect your personal data, please review our Privacy Policy.

12. Termination

We reserve the right to terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason, including but not limited to:

• Breach of these Terms & Conditions
• Violation of applicable laws or regulations
• Fraudulent, abusive, or illegal activity
• At our sole discretion for any other reason

Upon termination, your right to use the Website will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

13. Governing Law & Jurisdiction

These Terms & Conditions are governed by and construed in accordance with the laws of Belgium, without regard to its conflict of law provisions.

Any disputes arising out of or relating to these Terms or the Website shall be subject to the exclusive jurisdiction of the courts of Belgium.

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions will continue in full force and effect.

14. Severability

If any provision of these Terms & Conditions is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law. The invalid or unenforceable provision shall be replaced with a valid provision that most closely matches the intent of the original provision.

15. Entire Agreement

These Terms & Conditions, together with our Privacy Policy, constitute the entire agreement between you and WhatTheCalculator regarding your use of the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.

16. Changes to These Terms

We reserve the right to modify or replace these Terms & Conditions at any time at our sole discretion. We will post any changes on this page with a revised "Last updated" date at the top.

If we make material changes to these Terms, we may notify you by:

• Posting a notice on the Website homepage
• Sending an email to the address you provided (if applicable)
• Displaying a notification banner when you visit the Website

Your continued use of the Website after any changes to these Terms constitutes acceptance of those changes. We encourage you to review these Terms periodically for any updates.

17. Contact Information

If you have any questions, concerns, or comments about these Terms & Conditions, please contact us at:

Email: linthdigital@gmail.com

We will make our best effort to respond to your inquiry within 30 days.